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Wondering who the 2023 first-time homebuyer is? According to recent studies and industry data: Millennials and Gen Z: These generations are taking the lead in first-time home purchases, with their housing preferences and priorities shaping the market. Tech-Savvy: They embrace digital tools and online resources for property searches, mortgage applications, and virtual tours. Financially Savvy: Today's first-time buyers are diligent savers, often with a solid understanding of mortgage rates, credit scores, and loan options. Urban Dwellers: Many are drawn to city living but also value space, convenience, and sustainability in their home choices. Student Loan Holders: Managing student debt is a common challenge, influencing their financial decisions and home affordability strategies. Source: National Association of Realtors Are you a first-time homebuyer? Share your experiences and questions in the comments below! 🏠🔍 #FirstTimeHomebuyer #2023Trends #RealEstateInsights

Should You Rent or Buy? Breaking Down the Numbers

By Christi Milroy • March 24, 2025
Deciding whether to rent or buy a home is one of the biggest financial choices many people face. Both options have their pros and cons, and the right choice depends on factors such as your financial situation, lifestyle, and long-term goals. In this article, we’ll break down the key financial aspects of renting versus buying, so you can make an informed decision that best suits your needs.

What You Should Know About Escrow: A Buyer's Guide

By Christi Milroy • March 3, 2025
What You Should Know About Escrow: A Buyer's Guide

5 Surprising Ways You Could Ruin Your Credit Before Buying a Home

By Christi Milroy • February 22, 2025
When you’re preparing to apply for a mortgage, your credit score plays a crucial role in determining your eligibility and the interest rate you'll receive. Most people are aware that paying bills on time and avoiding excessive debt are key to maintaining a healthy score. However, there are a few common actions that, while seemingly harmless, could actually hurt your credit and your chances of securing the home loan you want.
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